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Covid-19 Vaccines Offer Drug Makers Chance at Salvation, Financial and Beyond

Covid-19 Vaccines Offer Drug Makers Chance at Salvation, Financial and Beyond

For a long time, drug makers have been the most hated industry in America. Companies are blamed for gouging prices on lifesaving drugs and enriching themselves through the opioid crisis, among other sins.

Now, with pharmaceutical companies racing to find vaccines to end the coronavirus pandemic, the industry is hoping to redeem itself in the public’s mind.

The primary goal, of course, is to rescue the world from the grips of a vicious virus. But a big fringe benefit is to get public credit — and to use an improved image to fend off government efforts to more heavily regulate the industry.

Consider Johnson & Johnson, one of the world’s largest health care companies.

In recent years, its reputation has been battered by accusations that products like its artificial hips and talcum powder have harmed customers. In 2019, an Oklahoma judge ordered the company to pay $572 million for contributing to the opioid epidemic.

This spring, Johnson & Johnson jumped into the hunt for a Covid-19 vaccine; its candidate is now in the final stage of clinical trials. (On Monday, the company said it had temporarily paused the study after a participant became sick with an unexplained illness.)

Regardless of whether the vaccine ever comes to market, the company is looking to create a surge of positive publicity from its work. Its chief executive, Alex Gorsky, went on the “Today” show this spring and called Johnson & Johnson’s lab workers heroes. The company has produced a slick, self-promotional online video series, “The Road to a Vaccine,” featuring feel-good interviews with the company’s scientists and segments on issues like whether it is safe to send children back to school.

Johnson & Johnson’s efforts to develop a vaccine will show that “J&J is a company full of people with heart and soul

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Analysis: New Apple ‘iPhone 12’ to offer 5G speeds U.S. networks can’t deliver

Analysis: New Apple ‘iPhone 12’ to offer 5G speeds U.S. networks can’t deliver

(Reuters) – 5G will finally get its U.S. closeup with the expected debut of Apple Inc’s next iPhone on Tuesday. But the blazing speeds promised will not materialize for most people.

FILE PHOTO: The Apple Inc. logo is seen hanging at the entrance to the Apple store on 5th Avenue in Manhattan, New York, U.S., October 16, 2019. REUTERS/Mike Segar

The device, dubbed the iPhone 12 by analysts, can tap into 5G, or fifth generation wireless technology, that theoretically operates as much as 10 to 20 times faster than current 4G wireless networks. [nL1N2H0004]

Using the next iPhone or any 5G enabled device on today’s network, however, will be “like having a Ferrari … but using it in your local village and you can’t drive to up to 200 miles per hour, simply because the roads cannot maintain those speeds,” explained Boris Metodiev, associate director of research firm Strategy Analytics.

Apple, which is expected to unveil the new phone at a virtual event on Tuesday, will need to walk a tightrope between enticing consumers to upgrade their phones while not over-promising what 5G can do today.

Current 5G U.S. networks mostly use low-band wireless spectrum, or airspace, that is slower than high-band spectrum, but more reliable over longer distances. It will likely take years before the massive speed boost phone carriers promise will make augmented reality and real-time cloud gaming seamless.

Several U.S. telecom operators have deployed networks based on lower spectrum bands, with slightly higher speeds than 4G. A noticeably faster variant of “mid-band” 5G is also being rolled out, but it is unlikely to reach three-quarters of Americans until 2025, estimated longtime Apple analyst Gene Munster of venture capitalist firm Loup Ventures.

The fastest speeds touted by carriers are a type of 5G

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New Apple ‘iPhone 12’ to offer 5G speeds U.S. networks can’t deliver

New Apple ‘iPhone 12’ to offer 5G speeds U.S. networks can’t deliver

By Supantha Mukherjee and Kenneth Li

(Reuters) – 5G will finally get its U.S. closeup with the expected debut of Apple Inc’s next iPhone on Tuesday. But the blazing speeds promised will not materialize for most people.

The device, dubbed the iPhone 12 by analysts, can tap into 5G, or fifth generation wireless technology, that theoretically operates as much as 10 to 20 times faster than current 4G wireless networks.

Using the next iPhone or any 5G enabled device on today’s network, however, will be “like having a Ferrari … but using it in your local village and you can’t drive to up to 200 miles per hour, simply because the roads cannot maintain those speeds,” explained Boris Metodiev, associate director of research firm Strategy Analytics.

Apple, which is expected to unveil the new phone at a virtual event on Tuesday, will need to walk a tightrope between enticing consumers to upgrade their phones while not over-promising what 5G can do today.

Current 5G U.S. networks mostly use low-band wireless spectrum, or airspace, that is slower than high-band spectrum, but more reliable over longer distances. It will likely take years before the massive speed boost phone carriers promise will make augmented reality and real-time cloud gaming seamless.

Several U.S. telecom operators have deployed networks based on lower spectrum bands, with slightly higher speeds than 4G. A noticeably faster variant of “mid-band” 5G is also being rolled out, but it is unlikely to reach three-quarters of Americans until 2025, estimated longtime Apple analyst Gene Munster of venture capitalist firm Loup Ventures.

The fastest speeds touted by carriers are a type of 5G called millimeter Wave, or mmWave, that work over shorter distances. Verizon Communications Inc has the largest current mmWave network, available only in limited areas.

Although Verizon 5G users could

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Car insurance UK: Drivers able to make savings as firms offer ‘financial support’

Car insurance UK: Drivers able to make savings as firms offer ‘financial support’

This means that many car insurance customers can make tweaks to their policies without fee or risk of suffering any heavy losses.Experts at uSwitch have urged customers that it could be worth going to firms to waive these fees and make changes which could reduce costs.

They specifically highlight how road users can update their mileage details to reduce their perceived road risk and therefore lower charges.

They warn that if your car is due for renewal, it is worth recalculating mileage based on how much you have driven in 2020.

This is expected to be wildly different from the mileage predictions submitted at the start of last year before the lockdown was considered.

This is especially the case for road users who may have been forced to work from home for long periods and give up a long daily commute.

READ MORE: Car insurance customers can ‘cut the costs’ of a policy today

“So if you want to recalculate your mileage, it could be worth giving them a call to waiver the amendment fee.
“If you have a record of your mileage from the last time you applied for cover, you could use this to calculate the difference used this year.

“If you don’t, you can always sum up how far you’ve travelled each day on average to get a rough estimation.”

MoneySavingExpert Martin Lewis has previously urged road users to take advantage of the sudden cut in cancellation and amendment fees to their advantage.

He revealed it was a great time for customers to shop around and switch for a new agreement as drivers would not be liable for costs.

Switching mid-agreement would result in heavy cancellation costs but under current measures, drivers can swap completely free of charge.

He has urged drivers to switch policies regularly to

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Five U.S. Small Lodgings Offer Creative Fall Treats And Outdoor Activities To Get You Traveling Again

Five U.S. Small Lodgings Offer Creative Fall Treats And Outdoor Activities To Get You Traveling Again

You may be understandably hesitant to travel, but these fine small lodgings have sweetened the deal with special autumn treats to let you know things will be fine, if you remember health guidelines and focus on seasonal, outdoor fun.

Pie on the Pillow

Wandering byways, antiquing and such may take much of your day. But at night, at the Caldwell House Bed and Breakfast in Salisbury Mills, New York, in the Hudson Valley, a slice of pie greets guests on their pillow. The inn, about an hour’s drive from New York City, offers cherry, cream, and apple. (The apple pie recipe is here.)

Riverboats and Foliage

Stay at the Huron House Bed and Breakfast in Oscoda, Michigan, and hike through the majestic Huron-Manistee National Forest. Next day, consider a trip on the AuSable River Queen, the only paddlewheel river boat of its kind in the north. You’ll see Bald Eagles perch on the trees along the river bank. A “land and sea foliage” package is available.

Apple-Caramel Dippings

At The Hotel Saugatuck in Saugatuck, Michigan, start your visit at the nearby Crane Orchards and hand-pick your own apples. Then return to the lakeside property in the evening for a private in-room caramel apple feast for two. The hotel will provide warm caramel and a selection of toppings so you can dip and ‘decorate’ your freshly picked apples. 

Pumpkin Patch Hayride with Photography

At BlissWood Bed and Breakfast Ranch, an hour west of Houston Texas, take a hayride from the barn to the lake this October, then to the pumpkin patch, where you’ll pick your own pumpkin.

BYO pumpkin carving kit and carve funny, silly or spooky faces at the barn. Take take photos and enter into the

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