Simple and elegant plan that’s likely to appeal to first-time homeowners or renters.
Home protection insurance can be complicated, what with different claims limits and categories of claims.
It can be easy to sign up for a plan with a face cover value in the millions, yet have insufficient cover for professional fees – for instance, by surveyors or architects hired to reinstate your building.
Etiqa Tiq Home Insurance offers a simple way to ensure sufficient cover for your valuables, debris disposal and professional fees, by setting them at a percentage of your sums insured.
This results in a fuss-free policy that only requires you to choose your sums insured for contents and renovation.
Let’s have a closer look at Etiqa Tiq Home Insurance.
Pros and cons of Etiqa Tiq Home Insurance
|Easy-to-navigate plan with comprehensive cover||Emergency cash allowance may be reduced according to the state of your premises|
|Sums insured tailored to typical needs, useful guide for new homeowners||Emergency home assistance only included for plans 3 years or more|
|Base plan includes useful cover like emergency cash, ATM fraud, conservancy charges and more||Maximum claim of $200 per piece for works of art, paintings, fine glassware and crystal, tapestries, antiques and other collectibles|
|Competitively priced and affordable|
Key features of Etiqa Tiq Home Insurance
#1: Easy to navigate and understand
Etiqa Tiq Home Insurance is designed to help homeowners and tenants get adequate home insurance cover without tripping over the details. For example, cover for debris disposal and professional fees are tagged at 10% of sum insured for renovation and/or building, instead of a fixed amount which may prove to be insufficient.
Similarly, cover for personal valuables is tagged at 30% of the sum insured for contents insurance. However, there’s a deductible of the first