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Analysis: Why the Affordable Care Act Is Such a Hot Topic

Analysis: Why the Affordable Care Act Is Such a Hot Topic

The Affordable Care Act keeps coming up during the opening day of the Barrett hearings because the Supreme Court will hear a case Nov. 10 that potentially could put parts—or all—of the Obama-era health care law in jeopardy.

The Supreme Court previously preserved the ACA in decisions in 2012 and in 2015, so how is this an issue again? A group of Republican-led states found a new tactic for challenging the law after Congress in the 2017 tax overhaul law reduced to $0 the penalty for the ACA mandate that most people carry health insurance.

Chief Justice John Roberts in 2012 said the penalty for going without health insurance could be construed as a tax that Congress had the constitutional authority to levy. Now, without any financial penalty, the mandate can no longer be upheld as a constitutional exercise of Congress’s taxing power, the GOP states have argued.

A federal appeals court agreed with the argument last year and invalidated the insurance mandate, but it didn’t decide whether the rest of the sprawling health law could remain in place.

The Trump administration is no longer defending the law in court and is supporting the Republican challengers instead. A group of Democratic states has intervened to defend the health law in court.

If the Supreme Court were to throw out the entire law, it could create considerable upheaval in the health care system, though many court watchers believe that such a sweeping outcome isn’t likely. And a ruling that just strikes down the insurance mandate may not have much practical effect, given that there are no longer any financial penalties for forgoing coverage.

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Top Ways To Find Affordable Car Insurance

Top Ways To Find Affordable Car Insurance

Press release content from Accesswire. The AP news staff was not involved in its creation.

LOS ANGELES, CA / ACCESSWIRE / October 9, 2020 / ( ) has launched a new blog post that presents several tips that can help drivers obtain cheaper car insurance.

For more info and free car insurance quotes, visit

When owning a vehicle, owning car insurance is essential. However, car insurance can be expensive. In some cases, drivers can pay more for insurance than they do for the car itself. Finding a policy with the right coverage and at an affordable price can seem difficult for most drivers. However, the perfect policy can be found after applying some tips and tricks.

Drivers looking to pay less on their insurance premiums should consider following the next useful tips:

  • Shop around. By doing so, policyholders can compare different plans from various providers and they can see what insurance prices are in their areas. Shopping around can also help to discover smaller, local insurers who might offer the same services, but at lower costs than larger, big-name insurance companies. Drivers should shop around after they move to a new state, city, or even a new neighborhood. Major life events such as getting married, college graduation, and other events can have an impact on insurance premiums and drivers should check the insurance market.
  • Look for discounts. A good insurance agent will know the policies they offer inside and out, and they might be able to find obscure discounts or other deals that their customers can take advantage of. Discounts such as the ones offered for good grades students, clean driving record, or good credit score can help to get a lower insurance premium.
  • Bundle different policies together. This is another great method
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