Browsed by
Tag: Cheap

The best cheap car insurance in Connecticut

The best cheap car insurance in Connecticut

Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.

Connecticut is ranked the ninth-most expensive state for car insurance, according to the Insurance Information Institute, with the average driver spending about $1,168.33 per year on premiums. 

Connecticut drivers have a big opportunity to save if they’re willing to shop around. Auto insurance costs can vary widely from person to person, and there are many factors that go into them.

Things like your age, gender, and your credit score can all influence your premium, or the amount you’ll pay for coverage. Each company uses a different formula to consider these factors into your price, so you’ll want to get a few different quotes to see which company offers you the best price. 

That said, some companies offer excellent rates in Connecticut. Here are a few to help you start your search. 

The following are the most popular car insurance companies in Connecticut, based on the percentage of insured Connecticut drivers who use them:

Company Market share (%)
GEICO 18.44
Progressive 11.27
Allstate 9.72
Liberty Mutual 8.41
State Farm 7.1
Travelers 5.71
USAA* 4.77
MetLife 3.74
Amica 3.61
Nationwide 3.3
The Hartford 3.08
CSAA Insurance 2.28
The Hanover Insurance Group 1.92
Farmers 1.85
National General 1.85
American Family 1.67
Chubb 1.62
Plymouth Rock 0.96
Kemper 0.84
Utica National Insurance 0.7
Arbella Insurance 0.7

*USAA is only for active military, veterans, and their families.

Data from S&P Global Intelligence

Customer satisfaction with car insurance providers may factor into your decision. According to J.D. Power, a consumer research company that surveys customers, these are the top car insurance companies in the

Read the rest
75 Easy and Cheap DIY Halloween Costumes for Women 2020

75 Easy and Cheap DIY Halloween Costumes for Women 2020

You don’t have to spend a fortune on a store-bought costume you’ll wear once (twice, if you’re lucky!) to come up with something creative for Halloween—even if you have minimal crafting skills and limited time.

Whether you want to go as something sweet—a cupcake that comes together with just a sweatshirt, or house plant, for example—or prefer to use All Hallow’s Eve as an excuse to tap into your darker side—a Disney villain, a pretty sorceress, or one of the Sanderson sisters from Hocus Pocus—there’s an easy (and cheap!) DIY Halloween costume for you.

You can make many of these at the last-minute with just a few wardrobe staples (it doesn’t get any easier than that!), while plenty others require just a few simple supplies, like a glue gun and some felt. Of course, experts can feel free to take any of these ideas and run with them, showing off their sewing skills to create something truly out of this world. Looking to dress up without an actual costume? You can opt for an ugly Halloween sweater that’s perfect for work, or lean in makeup (think: something witchy).

Ready to start planning? Here, dozens upon dozens of affordable and simple ideas for women. (There’s even a few that make great couples or BFF costumes, too!) And while these are all pictured on adults, you could totally use the inspo on your kids as well.

Source Article Read the rest

9 Ways to Get Good Cheap Auto Insurance

9 Ways to Get Good Cheap Auto Insurance

ERIE, Pa., Oct. 12, 2020 /PRNewswire/ — Whether shopping for electronics, furniture or a new car, we all love getting the most bang for our buck – and insurance companies know drivers are looking for bargains when it comes to their car insurance. That’s why many insurers advertise low monthly rates to convince customers they’re getting a great deal. But in the event of an accident, that super-cheap auto insurance might leave you stuck paying out of pocket for car repairs or medical bills.

Cheap auto policies can often fall short, but there are ways to save on your premium without compromising your coverage.

Erie Insurance helps sort it out with a four ways cheap auto policies often fall short, and nine ways to save on your premium without compromising your coverage.  

What are the downsides?

  • You could pay more out of pocket later. When you’re found at-fault for an accident, you’re on the hook to pay for anything your insurance policy doesn’t cover. The cost of repairs, medical bills or legal fees from a multi-car pileup can get expensive. Even something simple like a fender bender can cost thousands of dollars in parts alone.
  • You take on more risk. If you run out of cash to pay what you’re responsible for, that could put your savings, investments or assets like your home or car at risk.
  • You get fewer perks. You typically pay a little extra in premium for features like rental car expense coverage, emergency roadside service coverage or a diminishing deductible. But you’ll be happy to have those little extras there when you need them.
  • It’s less personalized. A good insurance agent can help tailor your policy with endorsements and other optional add-ons to be just the right fit for your life. For example, customized coverage can come in handy when you drive occasionally for Uber or Lyft.
  • Ways to save with ERIE:

    Read the rest
    2 cheap UK shares I’d buy today to get rich and retire early

    2 cheap UK shares I’d buy today to get rich and retire early

    a man and a woman walking down a dirt road

    © Provided by The Motley Fool

    The stock market crash has prompted some investors to avoid buying cheap UK shares. That’s understandable. They face challenging operating conditions at the present time in many cases. And that could lead to disappointing share price performances over the coming months.

    However, long-term investors who can build a diverse portfolio of stocks could benefit from buying undervalued British shares after the recent market downturn. In time, they may produce sound recoveries that improve your financial prospects.

    With that in mind, here are two FTSE 100 stocks that appear to be undervalued. They could be worth buying today, and may even boost your retirement prospects.


    Load Error

    A buying opportunity among cheap UK shares

    Glencore (LSE: GLEN) could offer good value for money relative to other cheap UK shares. The FTSE 100 mining business has experienced a tough period due to coronavirus. But its assets have largely been able to remain operational throughout the year.

    In fact, its marketing division produced a record half-yearly profit that strengthened the company’s overall performance. It could remain a key differentiator for Glencore versus sector peers, since it offers counter-cyclical earnings potential.

    Looking ahead, the company is forecast to return to positive earnings growth next year after a challenging 2020. This should aid it in seeking to reduce debt to more manageable levels. Meanwhile, its forward price-to-earnings (P/E) ratio of 12.5 suggests that investors may have factored in further disruption for the wider sector.

    Clearly, a weak economic outlook is likely to cause investor sentiment towards commodity businesses to remain subdued in the short run. However, Glencore’s share price could offer recovery potential over the long run as part of a diverse portfolio of cheap UK shares.

    A long-term recovery opportunity

    Whitbread (LSE: WTB) is another FTSE 100 stock

    Read the rest
    These Cheap Stocks Are About To Update The Market. Can You Afford Not To Buy Them Today?

    These Cheap Stocks Are About To Update The Market. Can You Afford Not To Buy Them Today?

    These two UK shares are due to update investors in the coming days. Should you buy them today or steer well clear?

    Motorpoint Group

    You might be tempted to buy shares in Motorpoint Group given the recent strength in the used car motor market. Latest data from online car shopping website Auto Trader showed the average price of a pre-owned vehicle leap 7.6% in September, the highest year-on-year jump on record.

    Demand for used vehicles has leapt for a couple of reasons. A fear of using public transport has prompted Britons to go car shopping during the peak of the pandemic. Difficult economic conditions have caused shoppers to switch down from buying more expensive new vehicles to cheaper, previously-owned units too. And it’s a phenomenon which has already boosted sales at Motorpoint.

    In late August the retailer commented that “over the last 11 weeks, the period which the Group’s retail sites have been fully reopened, the board has seen its key operational and trading metrics comfortably ahead of the equivalent period last year.” I’m expecting another sunny statement when half-year numbers come out on Thursday, August 8. But I won’t be buying Motorpoint shares any time soon.

    Why? Well recent data shows that sales of new cars are starting to slump at an alarming rate. It might take longer but I fear that the severe economic downturn facing the UK — not only due to Covid-19, but because of ongoing Brexit uncertainty and/or economically-disastrous ‘no-deal’ withdrawal from the European Union — could start to hammer sales of other big-ticket products like used cars as well.

    According to the University of Buckingham, sales of used vehicles in the UK slumped to 17-year lows during the 2008/2009 global financial crisis. I fear that a period of significant sales

    Read the rest