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Top 10 Ways To Get Cheaper Car Insurance

Top 10 Ways To Get Cheaper Car Insurance

Press release content from Accesswire. The AP news staff was not involved in its creation.

LOS ANGELES, CA / ACCESSWIRE / October 12, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org ) has released a new blog post that presents several efficient ways to get cheaper auto insurance.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/10-ways-in-which-a-driver-can-save-for-car-insurance

Insurance expenses can rise to several thousand dollars per year. It all depends on several factors, including the model of the vehicle, driving experience and history, coverage limits, annual mileage, and so on. Drivers can get better rates if they:

  • Bundle policies. A person can easily bundle car insurance with homeowners/renters/condo insurance and earn a valuable discount. When completing online questionnaires, the user is asked if he owns the home/apartment where he/she lives. If the user owns it, he will be provided with a bundle option. In some cases, a person can save as much as 20% simply by bundling coverage.
  • Use multi-vehicle plans. Covering multiple vehicles under the same insurer will also be financially rewarding. Multi-vehicle plans also provide a discount. The value of the discount is directly proportional to the number of insured vehicles.
  • Carefully select the value of the deductibles. It is up to the policyholder to set deductibles. The usually recommended value is $500, for both comprehensive and collision coverage. However, the policyholder can choose higher values and lower the overall premiums.
  • Drop unnecessary coverage on older cars. If the car is older than 10 years, keeping full coverage is likely to make the owner overpay. Since a car’s value diminishes over time, keeping full coverage for cars older than 5-6 years can lead to unnecessary costs.
  • Keep a clean driving record. Whenever a person tries to obtain online quotes, he will be asked for claims
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How Can Senior Drivers Get Cheaper Car Insurance Rates

How Can Senior Drivers Get Cheaper Car Insurance Rates

Press release content from Accesswire. The AP news staff was not involved in its creation.

LOS ANGELES, CA / ACCESSWIRE / October 10, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org ) is a top auto insurance brokerage website, providing car insurance quotes online from trustworthy agencies all over the United States. This website offers car insurance info about different coverage types, available discounts, and money-saving tips.

Age is a very influential factor when determining insurance costs. Seniors, like teen drivers, are considered high-risk drivers. But the reasons are different. However, the elderly can still find ways to lower insurance premiums. Follow the next tips:

  • Take a driving class. Graduating a defensive driving course will help to secure a discount. These classes are don’t cost much and can be offered in-person in a classroom, or you can stream them online. In these driving courses, senior citizens will find out how aging and medication affect their ability to drive and how to deal with certain age-related conditions.
  • Install anti-theft devices. On the market, there are multiple types of devices that will make your vehicle safer against the thieves. Electronic alarms, ignition kill switches, GPS tracking systems, steering wheel locks, electronic immobilizers, and many other safety devices will help drivers acquire a discount.
  • Buy a cheaper car. The vehicle brand, model, and year of production are all important factors that determine the price of a policy. The cheapest vehicles to insure are slightly used SUVs, minivans, and crossovers. Also, look for models that have safety features installed.
  • Join a UBI program. Allow the insurer to install a small telematics device inside the vehicle. This device will record mileage, sudden changes in speed, hard braking, cornering, and the time of day when the vehicle is driven. The insurer will customize the price
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‘Much cheaper than … rental payments’

‘Much cheaper than … rental payments’

In August 2017, Kirsten and Devin Trout decided they needed a change. Devin, a touring musician, was always on the road for work, and one day, both he and his wife had an epiphany of sorts: They needed to be in Nashville.

“I was just watching Netflix and something just told me [that] we need to move to Nashville,” Kirsten said. “I definitely think it was like a God thing ‘cause Devin was listening to a podcast and he felt the same thing … We told our family the next day we were moving.”

With their minds made up, Kirsten and Devin started researching housing options in Nashville for the two of them and their three small dogs. There was just one problem: Everything was out of their price range.

“All of our friends [either] have roommates or they’re crazy rich,” Kirsten joked. “Housing here is super expensive and so is rent.”

For a fleeting moment, the young couple thought that was the end of the road for their Nashville fantasy. However, Devin wasn’t ready to throw in the towel that quickly, and it’s good that he didn’t. While browsing the internet, the 28-year-old entertainer stumbled upon a video of a man living contentedly in his van, which inspired him to start looking into alternative housing options.

“I’m, like, at home by myself with my thoughts of wanting to move to Nashville so I’m spending all my nights on YouTube … researching all this stuff and I just [found] a video of some guy living in his van,” Devin explained. “It was like a 30 or 40-minute video. I ate that whole video up and after that … spent all night sending [Kirsten] videos of this.”

Kirsten wasn’t too keen on the idea of sharing a small van with her

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