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Haryana Man Fakes Death To Get Insurance Money, Arrested Later: Police

Haryana Man Fakes Death To Get Insurance Money, Arrested Later: Police

Haryana Man Fakes Death To Get Insurance Money, Arrested Later: Police

Hansi police are further investigating the matter (Representational)


A businessman was arrested for allegedly faking his death to get an insurance amount of Rs 1.6 crores, according to Hansi Police on Saturday.

The main accused Rammehar, hailing from Datta village in Hissar, had allegedly fabricated a story of his own death to receive the insurance money, informed Hansi police.

“On October 6, past midnight at 12.05 am, the station manager in Hansi was informed that two motorcycles and a car were chasing Rammehar on Mahajat road. Going from Bhatla to Mahajat Road, we saw a car and a charred body inside it, and at the same time, Rammehar’s family members also reached the spot,” said Lockender Singh, Senior Superintendent of Police (SSP).

He further said, “The police recovered the vehicle and transported the body to the hospital for postmortem. The investigation revealed a clear fabrication of the incident which Rammehar conspired on his own.”

The Hansi police have found two insurance policies – Rs 1,10,00,000 from State Bank of India and Rs 50,00,000 from Life Insurance Corporation, under his name. The investigation in this regard is underway, police said.

The police said Ramemehar was not dead and after further investigation, the police arrested him from Bilaspur. Based on the details, it was revealed that Rammehar himself had executed the incident. Police are finding out whether somebody else was part of the conspiracy.

Rammehar has passed highschool and owns about 15 acres of land.

Hansi police are further investigating the matter. 

(Except for the headline, this story has not been edited by NDTV staff and is published from a syndicated feed.)

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Does life insurance cover death by suicide? It depends

Does life insurance cover death by suicide? It depends

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The Center for Disease Control reports that suicide rates have increased by 35% since 1999 and that suicide is the No. 10 cause of death in America.

Some people might think that life insurance policies don’t cover death is by suicide. However, most life insurance policies have what’s called a suicide clause: If the policyholder dies by suicide within the first two years of the policy, then the insurance will not give beneficiaries the death benefit. If the death occurs after the two-year period, beneficiaries receive the death benefit.

Unfortunately, that doesn’t mean the process is uncomplicated. If the policyholder failed to disclose mental illness on their insurance application, the death benefit might be withheld.

What is life insurance?

Life insurance is a contract between you and the life insurance company, where you pay premiums (monthly or annually) for a payout that your living relatives will receive upon your death, known as the death benefit. Should you die, the insurance company pays the death benefit to your chosen beneficiary.

There are two types of life insurance: whole (permanent) life and term life. Either can require a medical exam as part of the approval process known as underwriting.

People with certain pre-existing health conditions may be ineligible for traditional life insurance. Therefore, they get no medical exam life insurance. Although there is no medical exam, there is usually a health questionnaire. Failure to disclose certain conditions could result in your beneficiaries not receiving the death benefit. 

Mental illness addressed in the suicide clause

Insurance providers will ask if you ever had

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