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Top 10 Ways To Get Cheaper Car Insurance

Top 10 Ways To Get Cheaper Car Insurance

Press release content from Accesswire. The AP news staff was not involved in its creation.

LOS ANGELES, CA / ACCESSWIRE / October 12, 2020 / Compare-autoinsurance.org ( https://compare-autoinsurance.org ) has released a new blog post that presents several efficient ways to get cheaper auto insurance.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/10-ways-in-which-a-driver-can-save-for-car-insurance

Insurance expenses can rise to several thousand dollars per year. It all depends on several factors, including the model of the vehicle, driving experience and history, coverage limits, annual mileage, and so on. Drivers can get better rates if they:

  • Bundle policies. A person can easily bundle car insurance with homeowners/renters/condo insurance and earn a valuable discount. When completing online questionnaires, the user is asked if he owns the home/apartment where he/she lives. If the user owns it, he will be provided with a bundle option. In some cases, a person can save as much as 20% simply by bundling coverage.
  • Use multi-vehicle plans. Covering multiple vehicles under the same insurer will also be financially rewarding. Multi-vehicle plans also provide a discount. The value of the discount is directly proportional to the number of insured vehicles.
  • Carefully select the value of the deductibles. It is up to the policyholder to set deductibles. The usually recommended value is $500, for both comprehensive and collision coverage. However, the policyholder can choose higher values and lower the overall premiums.
  • Drop unnecessary coverage on older cars. If the car is older than 10 years, keeping full coverage is likely to make the owner overpay. Since a car’s value diminishes over time, keeping full coverage for cars older than 5-6 years can lead to unnecessary costs.
  • Keep a clean driving record. Whenever a person tries to obtain online quotes, he will be asked for claims
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9 Ways to Get Good Cheap Auto Insurance

9 Ways to Get Good Cheap Auto Insurance

ERIE, Pa., Oct. 12, 2020 /PRNewswire/ — Whether shopping for electronics, furniture or a new car, we all love getting the most bang for our buck – and insurance companies know drivers are looking for bargains when it comes to their car insurance. That’s why many insurers advertise low monthly rates to convince customers they’re getting a great deal. But in the event of an accident, that super-cheap auto insurance might leave you stuck paying out of pocket for car repairs or medical bills.

Cheap auto policies can often fall short, but there are ways to save on your premium without compromising your coverage.

Erie Insurance helps sort it out with a four ways cheap auto policies often fall short, and nine ways to save on your premium without compromising your coverage.  

What are the downsides?

  • You could pay more out of pocket later. When you’re found at-fault for an accident, you’re on the hook to pay for anything your insurance policy doesn’t cover. The cost of repairs, medical bills or legal fees from a multi-car pileup can get expensive. Even something simple like a fender bender can cost thousands of dollars in parts alone.
  • You take on more risk. If you run out of cash to pay what you’re responsible for, that could put your savings, investments or assets like your home or car at risk.
  • You get fewer perks. You typically pay a little extra in premium for features like rental car expense coverage, emergency roadside service coverage or a diminishing deductible. But you’ll be happy to have those little extras there when you need them.
  • It’s less personalized. A good insurance agent can help tailor your policy with endorsements and other optional add-ons to be just the right fit for your life. For example, customized coverage can come in handy when you drive occasionally for Uber or Lyft.
  • Ways to save with ERIE:

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    3 Ways Your Small Business Can Pivot Toward Focusing More on Hispanic Consumers

    3 Ways Your Small Business Can Pivot Toward Focusing More on Hispanic Consumers

    It is estimated that by 2021 more than 50 percent of the U.S. population growth will be attributed to Hispanics based on a report from Geoscape American Marketscape DataStream. Today, youthful diversity is becoming the counterweight to white, aging consumers, and it is forcing brands to redefine themselves — to discover new market opportunities and develop more meaningful, culturally relevant customer experiences. 



    a woman standing in front of a window


    © Thomas Barwick | Getty Images


    We live in a reactive society, not a proactive one, and Corporate America moves slowly. Sometimes, the procedures that companies have in place don’t allow them to react fast enough to market trends. It’s like the old motto that many executives cling to: “If it is not broken why fix it?”

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    They think that if consumers want their products or services, they will buy them, and if not then so be it.

    That outdated thinking won’t be sustainable moving forward, and it doesn’t have to be thanks to technology that has helped brands communicate to consumers. I remember in early 2000, many marketing executives didn’t believe in the power of digital and social media. Back then, I was participating in marketing meetings where executives had strong opinions about this new technology because it was challenging their status quo. I heard comments like, “This type of technology will never take off” and “I will never invest marketing dollars in it.” 

    Now, many corporations are allocating between 40 to 60 percent of their marketing budget to digital and social media. 

    That disruption a decade ago is similar to the one Hispanic consumers can create now. They are a big player and influencer in the marketplace. Yet, in the face of such a dynamic shift, I still encounter business owners who say the Hispanic market is not a top priority. They think they

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    Fun and creative ways to celebrate Halloween during the COVID-19 pandemic | News Headlines

    Fun and creative ways to celebrate Halloween during the COVID-19 pandemic | News Headlines

    (Meredith) — The coronavirus is putting a new scare in Halloween this year, as parents look for fun ways to celebrate the spooky holiday while protecting their kids during the pandemic.

    Even though traditional Halloween activities like trick-or-treating and costume parties are discouraged, there are plenty of creative ways to keep the spirit alive.

    “I think it’s so important to tell our kids Halloween isn’t canceled, it’s just different this year,” said Julia Edelstein, editor-in-chief of Parents magazine. “We celebrate early, we celebrate at home, we celebrate outdoors with social distancing, and we make the most of it.”

    Since traditional trick-or-treating is considered a high-risk activity, Edelstein recommends “the good kind of ghosting.”

    Just ring the doorbell at a friend’s house, leave a bag full of goodies out front, and then run before anyone can get to the door. Don’t forget to tape a big sign to the bag that says, “You’ve been booed,” along with the recipient’s name and who left the sweet surprise.

    A “twilight hunt” is another great alternative that involves only a little bit of prep. If you have an outdoor space, put glow-in-the-dark stickers on buckets of candy and hide them all over the backyard at dusk. Then, give each child a flashlight and send them in search of sweet treasure.

    “It gets them outside, it adds a little bit of that spookiness to Halloween, and you get to do it all in the safety of your own backyard,” said Edelstein. 

    For more tips on how to have a fun and safe Halloween, watch the video above. You can also find more of these creative ideas in the October issue of Parents magazine, which is available at local stores now.

    Parents magazine is owned by the same company that owns this news station, The Meredith

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    Fun and creative ways to celebrate Halloween during the COVID-19 pandemic | Us World News

    Fun and creative ways to celebrate Halloween during the COVID-19 pandemic | Us World News

    (Meredith) — The coronavirus is putting a new scare in Halloween this year, as parents look for fun ways to celebrate the spooky holiday while protecting their kids during the pandemic.

    Even though traditional Halloween activities like trick-or-treating and costume parties are discouraged, there are plenty of creative ways to keep the spirit alive.

    “I think it’s so important to tell our kids Halloween isn’t canceled, it’s just different this year,” said Julia Edelstein, editor-in-chief of Parents magazine. “We celebrate early, we celebrate at home, we celebrate outdoors with social distancing, and we make the most of it.”

    Since traditional trick-or-treating is considered a high-risk activity, Edelstein recommends “the good kind of ghosting.”

    Just ring the doorbell at a friend’s house, leave a bag full of goodies out front, and then run before anyone can get to the door. Don’t forget to tape a big sign to the bag that says, “You’ve been booed,” along with the recipient’s name and who left the sweet surprise.

    A “twilight hunt” is another great alternative that involves only a little bit of prep. If you have an outdoor space, put glow-in-the-dark stickers on buckets of candy and hide them all over the backyard at dusk. Then, give each child a flashlight and send them in search of sweet treasure.

    “It gets them outside, it adds a little bit of that spookiness to Halloween, and you get to do it all in the safety of your own backyard,” said Edelstein. 

    For more tips on how to have a fun and safe Halloween, watch the video above. You can also find more of these creative ideas in the October issue of Parents magazine, which is available at local stores now.

    Parents magazine is owned by the same company that owns this news station, The Meredith

    Read the rest